Underwriting Bench

Subprime Auto Solution

Profitably underwrite the subprime auto market with AI-powered risk assessment. Our specialized solution handles high-risk drivers, SR-22 filings, and non-standard risks with precision pricing and fraud detection.

40%
Better Loss Ratio
< 2min
Quote Time
25%
Fraud Detection
High Risk
Specialty

LOB Supported

Powerful capabilities designed to transform your insurance operations

Non-Standard Risk Scoring

Proprietary algorithms for accurately pricing high-risk drivers, DUI/DWI, and SR-22 requirements.

Why Choose Nativeorange Subprime Auto Solution?

Transform your operations with intelligent automation and actionable insights.

Improve loss ratios by 40% with precise risk segmentation

Quote non-standard risks in under 2 minutes

Detect 25% more fraud with AI-powered scoring

Automate SR-22 filings and compliance tracking

Optimize down payments and payment plans

Scale subprime book profitably

Segamentations

High-Risk Drivers

Accurately price drivers with major violations, DUI history, or suspended licenses.

SR-22 Requirements

Handle SR-22 and FR-44 filings with automated state compliance.

Non-Standard New Business

Efficiently quote and bind non-standard risks from aggregators and direct channels.

Seamless Integrations

Works with your existing tools and workflows

MVR ProvidersCLUE/A-PLUSState DMV SystemsTelematics PlatformsPayment ProcessorsAggregator Feeds

Ready to Get Started with Subprime Auto Solution?

Schedule a demo to see how Subprime Auto Solution can transform your insurance operations.