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One platform for the entire insurance lifecycle

AI-powered solutions for carriers and agencies — transform underwriting, streamline operations, and drive growth.

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Agentic underwriting to claims. One record. P&C

Be the first quote back.

Brokers route business to markets that answer. Same-day quotes — and declines with reasons.

How a submission becomes a bound policy: a broker email is extracted to structured data, classified NAICS 493120, risk-scored 68 of 100, approved by an underwriter, quoted at $164,800 and bound. Nine days of manual handling becomes six minutes, and the underwriter still makes the decision.

Nine days becomes Six minutes.
Nine days becomes Six minutes.
The status quo

Three problems every carrier lives with

A third of your funnel is never worked

Desks decline by queue, not by judgment. When looking at a submission costs minutes instead of hours, your underwriters see everything you're sent — and choose.

Every submission triaged in minutes — in appetite or out
Declines carry reasons brokers respect
Expiring business surfaces before the effective date
submissions — this week5 of 5 worked
Bayline Marine GroupMon 09:12Quoted
Copperline Foods DCMon 11:47Quoted
Halstead Metals IncTue 08:03Declined — appetite
TriPort LogisticsTue 14:20Referred
Acme Corporation LLC
previously: would have expired unworked
Wed 14:26Bound
audit diary — POL-8823118 months later
"Walk me through the $164,800."
market conduct exam · rebuilt in 0.4 s
base rate — form CP-2026 v3.1$118,200
class factor — NAICS 493120+$34,700
flood AE loading — Port Arthur · cites Orbit+$21,300
3% wind deductible — MK, 14:31−$9,400
annual premium$164,800
rate set v2026.3 · guide v14 governed · approved M. Keller · audit #A-2211

Nobody can explain the number

A premium gets questioned eighteen months later — by a broker, an auditor, a regulator — and no one can rebuild it. 25 states and DC now run NAIC AI rules, and they look through to the vendor. Here, every number shows its work.

Every factor and rule in the build-up, traceable to source
Which guide version governed the file — provable
Decision log ready for the market conduct exam

Every new product is a migration project

The rates and forms you need are trapped in the old core, so launching a line takes a year of system work. ProductIQ reads that config and rebuilds it as a product you can ship.

Config, forms and rates imported straight from your old core
Historical policies re-rated to prove the match — to the cent
New line live as configuration, not a migration
productiq — import from legacy corecomplete
Legacy config read14 products · 2,300 rules
Rebuilt as products, forms + ratesreviewed by your team
Re-rate proof — 5,000 historical policiesmatch to the cent
Cold Storage program — live
previously: a year of core-system work
Live
The Ecosystem

You've been sold point solutions
Each one fixed a silo and created a handoff.

So the SOV gets keyed three times. The adjuster can't see what the underwriter was told. And nobody can explain a decline from eighteen months ago.

Intake, knowledge, product, quote, policy and claims on one record. The loss run read at submission is the same document the adjuster opens at FNOL. The claims you settle price the renewal. The risks you decline sharpen the appetite.

The document is read once. The book teaches the desk.

click any node · CAS opens the claims canvas
claims canvas →
in
Accessbroker portal + email
uw
Flowunderwriting pipeline
qt
Quotingrate · options · letter
pa
PASissue · endorse · renew
cl+
CASopen claims canvas →
or
Orbitthird-party data
va
Vaultdocuments + knowledge
st
Studiobuild the next flow — no code
aiq
AgentIQdesk manual → AI-ready knowledge
piq
ProductIQbuilds insurance productsyour old core system
→ config imported
agents extractenrich · 4 sourcesscore 68 → MK approvesloss runs citedbound → issuedpolicy → claimsunderstands the submissionselects the right productforms + ratescoverage knowledge for claims
one shared record

The ecosystem

Not ten peers. Five layers on one shared record.

Agents move the work
Your rules gate it
Your people decide
SUB-2026-08841 · Acme Corporation LLC · live
click a node ↑
Where AI sits

AI reads.
Code calculates.
People decide.

AI drafts, sorts and suggests. Code does the maths, checks limits and keeps records. People decide anything a customer or a regulator can argue with.

This is the quote that left the building — with every fingerprint on it.

Quotation — Acme Corporation LLCQTE-2026-08841-B
AI drafted
cites loss runs,
p.3
risk summary
Refrigerated warehousing, 14 locations, TIV $47.3M. Loss ratio 34% against a 41% book. Two flags: sprinkler certification, flood zone AE at Port Arthur.
code computed
rate set v2026.3
· exact
premium — option B
$164,800annual · incl. taxes and fees · rebuildable to the cent
M. Keller
decided
approved · 3%
wind ded
authorised
MKM. Keller — Senior Underwritersubjectivity: sprinkler cert
audit #A-2211 · 41 agent actions · 1 human decisionWed 14:32
The returnmeasured on live pilot cohorts · 2026
100%
of submissions worked
not the third your desk gets to
90%
of quotes back same day
the broker metric that moves flow
98%
intake accuracy
SOV and loss runs, read once
99.9%
document extraction accuracy
every figure cited to its page
Security Protection
SOC 2
Industry standard security. Report available under NDA.
Your data stays yours
No training on your submissions. Deleted on request.
Runs alongside your PAS
Sync, not rip-and-replace. SSO and role-based access.

Every submission, underwritten.

The pilot is the proof: five of your real submissions, worked the same day.

1
Send five submissions from last week — include the ones that expired unworked.
2
Same day: extracted, scored with book context, quote-ready with rationale.
3
Keep everything, whatever you decide — data, scores, quotes, rationale.
Start the 5-submission pilot
No integration · no cost · same-day results
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