Underwriting
Reimagined
Transform insurance underwriting with Agentic AI.
Lightning-fast processing, intelligent automation, unprecedented accuracy.
The world’s largest gathering dedicated to insurance innovation is scheduled for October 14–16, 2025, at Mandalay Bay in Las Vegas. Nativeorange is participating in a big way — come visit our booth!
Overview
Nativeorange develops AI products for Insurance carriers and agencies, enabling them to enhance their revenue and profitability by transforming traditional, human-driven workflow automation processes. We utilize Agentic AI-Agents, multi-modal generative models and state-of-the-art agent frameworks. Customers using our products have experienced drastic improvements in engagement and customer satisfaction.
Nativeorange Complete Solution
Intelligent bots for every stage that integrate seamlessly with your current systems
Intake (AI Agent)
Smart AI Agent Automation
Streamline your agent workflows with intelligent automation and comprehensive management tools.
- AI Agents (Support, Training)
- Agent Portal
- Customer Communication
- Customer Management
- Document Intake Review (Any App Format)
Lead to Bind (MGA/Carrier)
Underwriting Excellence
Transform your underwriting process with AI-powered bots and comprehensive risk management.
- Underwriting Bots (Intake, Appetite, Analyze, Approve)
- Agent Communication (Email, In-App, Tickets)
- Agent Management
- Risk Module (Risk-Mapping, 3pAPIs)
- Product Builder
- Integration Hub
Back Office (MGA/Carrier)
Operations Management
Seamlessly integrate to any off the self or home-grown rate quote systems.
- Policy Management Integration
- Claims Management Integration
- Accounting & Billing Integration
- CRM (ZOHO)
- 20+ Third Party APIs
Our Underwriting AI Agent
Intelligent automation that transforms traditional underwriting into a seamless, data-driven process
Application Capture
Application Capture
Smart Application Capture
Our AI instantly processes applications from any source - PDFs, emails, web forms, or APIs - with industry-leading accuracy.
Extract structured and unstructured documents, saving hours of manual data entry.
Smart Intake
Smart Intake
Intelligent Prioritization Engine
Advanced Agentic AI systems analyze applications in real-time, routing high-value opportunities to the right underwriters instantly.
Define priority rules with our intuitive no-code interface.
Auto-assign based on value, risk, and underwriter capacity.
Appetite Check
Appetite Check
Appetite Alignment System
Seamlessly match applications against your underwriting guidelines, flagging exceptions and ensuring consistent decisions.
Rules engine automatically adjusts to market conditions and regulatory changes, ensuring your underwriting stays compliant and competitive.
Risk Analysis
Risk Analysis
Comprehensive Risk Assessment
Advanced analytics engine aggregates data from 200+ sources, providing 360-degree risk insights in real-time.
Policy Quote
Policy Quote
Intelligent Pre-Qualification
Accelerate quote responses time by capture missing quote information upfront, eliminate manual effort in quoting, and reduce noise and re-work in the quoting process.
Identify and eliminate all do-not-write submission upfront, and move the rest of submissions with high velocity.
Application Capture
Smart Application Capture
Our AI instantly processes applications from any source - PDFs, emails, web forms, or APIs - with industry-leading accuracy.
Extract structured and unstructured documents, saving hours of manual data entry.
Smart Intake
Intelligent Prioritization Engine
Advanced Agentic AI systems analyze applications in real-time, routing high-value opportunities to the right underwriters instantly.
Define priority rules with our intuitive no-code interface.
Auto-assign based on value, risk, and underwriter capacity.
Appetite Check
Appetite Alignment System
Seamlessly match applications against your underwriting guidelines, flagging exceptions and ensuring consistent decisions.
Rules engine automatically adjusts to market conditions and regulatory changes, ensuring your underwriting stays compliant and competitive.
Risk Analysis
Comprehensive Risk Assessment
Advanced analytics engine aggregates data from 200+ sources, providing 360-degree risk insights in real-time.
Policy Quote
Intelligent Pre-Qualification
Accelerate quote responses time by capture missing quote information upfront, eliminate manual effort in quoting, and reduce noise and re-work in the quoting process.
Identify and eliminate all do-not-write submission upfront, and move the rest of submissions with high velocity.
Value for Carriers
Increase your top line by 6% ($60Mil per $1B DPW)
Improved Selection
Pick the right business, be the first one to submit the quote. Increased Underwriting velocity, by 6X.
Increase Agent Loyalty
Eliminate friction with Agents, improve collaboration. Rapid quotes, and automated email responses.
Underwriting Productivity
Prioritize apps. Improve underwriter productivity by 40%. Focus on high value items and selling!
Become Competitive
Compete with tech-first insurance companies like Next and Pie. Cross sell effectively.
Self-service Appetite Changes
Change appetite rapidly with no IT involvement. Train the bots to align with your underwriting.
Unlimited Scale & Integrated
Scale underwriting resources. Integrate to your current systems, leverage your legacy systems.
LexAI Underwriting
AI-Powered Decision Engine
Our Underwriting bench empowers underwriters with AI-driven insights. It leverages a network of 20+ AI Agents to deliver rapid and accurate underwriting decisions. By automating routine tasks, the platform reduces application processing time from days to few minutes, boosting accuracy and productivity by 10x.
Analytics View
Intelligent Business Insights
Nativeorange underwriting platform collects data through the entire Submission process and provides Agent Analytics, Submission Analytics, Decision Analytics, Appetite Efficacy, and more. Our systems allow customers to collect data from different silos and bring that information to inform underwriting.
Integration Hub
Seamless Platform Connectivity
Nativeorange APIs allow full control access including UI embedding capabilities, single sign-on, and white labeling features. Our Integration Hub provides comprehensive workflows for connecting your existing systems with our underwriting platform.
Security System
Deep expertise in cloud shared responsibility model
Nativeorange Security EPICS
Enterprise-grade protection for your most critical assets
IAM
Data Management
Infra Security
Detective Controls
Incident Response
Google Cloud
Certified security partners & compliance. Leverage GCP security posture and best practices
ISO
Standards certified
Regulatory
Compliance standards
AICPA SOC
Service organization
FINRA
Financial regulation
CyberGRX
Risk exchange
FedRAMP
Federal authorization
MVSP
Validation program
Whistic
Security monitoring
Our platform is compatible with
AI-Powered Solutions
Our AI Agents
We offer a range of expert AI Agents that integrate seamlessly into your workflows to deliver rapid, accurate results
Underwriter AI Agent
Our underwriter agent analyzes applications and supporting documents based on your specific appetite and policy requirements.
Appetite Management
Our Appetite agents investigate appetite & policy documentation to assess whether applicants meet your specific underwriting criteria.
Integration Agents
Nativeorange offers numerous integration agents designed to interact with and retrieve data from various third-party insurance solutions.